Money … everyone wants more of it. Somehow we think it is the answer to all of our problems.

No doubt money has great power … for good or for evil. It all depends on our attitude towards it and how we use it.

One of your goals should be to be financially ‘free’. In other words, to have your needs met and enough to give away. That’s a good definition of ‘prosperity’.


A great plan for achieving this is the ’10–10-80 plan’. It goes like this … Every time you receive any form of income give away 10% of it. Donate it to your local church or community organisation. Then take the next 10% and put it away in a savings or investment account. Finally, endeavour to live on the remaining 80%. If you do this consistently over a period of time, you will be financially free.


After all, THE key to financial freedom, regardless of what your income level is, is spending less than you earn and then saving the difference. Unfortunately, most people spend everything they earn and even more, going into destructive debt which causes so many problems.


Money … think about it!


P.S. A few years ago, I shared two messages with our church entitled Your Personal Money Makeover. Here are the message summary files, which we gave to our small group leaders.


Your Personal Money Makeover (Pt.1)

Your Personal Money Makeover (Pt.2)

One thought on “Money

  1. Thanks for a good post Mark.
    You’ve hit the nail on the head – the key to financial freedom is to spend less than you earn. It’s that simple.
    I also agree that financial freedom is a Biblical principle. God created us to be free – not slaves to debt or material things.
    Take care,

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